Buyer Resources

Houston Mortgage Calculator

Estimate your monthly payment including Houston's specific property tax rates and insurance costs. Adjust the numbers below. Everything updates live.

Loan Details

$450,000
$90,000 (20%)
6.50%
Harris Co. avg ~2.1–2.3%
$1,800/yr

Houston Property Tax Tip

Property taxes in Harris County average around 2.1% – 2.3%. If you're looking to sell and buy something new, compare your selling solutions first.

Estimated Monthly

$3,250/mo

Principal & Interest$2,275
Property Taxes$825
Home Insurance$150

Loan Amount

$360,000

Total Interest

$459,160

Estimate only, based on current Houston market rates. Not a loan offer.

Why Pre-Approval Matters

  • ✓Know exactly what you can afford
  • ✓Sellers take your offers seriously
  • ✓Lock in your interest rate
  • ✓Faster closing timeline
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Thinking of selling before you buy?

Compare a cash offer, multiple offers, or a listing for your current Houston home, then run your next mortgage with confidence.

See my selling options or call (346) 208-0385